Loss Assessors Advice

Making a Fire Insurance Claim

If you have been unlucky enough to fall victim of a fire, then you will know how traumatic the experience is for the whole family.

A fire can rip through a home in a matter of minutes and leave you completely devestated. When it comes to counting the costs and trying to repair and replace your valubles, dealing with your insurance company can be an additional stress. With that in mind, being able to pass this onto someone else, can be a huge blessing.

It is worth bearing in mind that without the help of a professional you will have to take full responsibilty for your insurance claim.

This will mean:

• Liasing with your insurance company to find out how long it will take to settle the claim
• Working out where your family will stay if you cannot return to your home
• Dealing with the details of the repair to ensure that a good job is done and reputable firms are used for the repairs
• Putting together all of your contents and buildings claims.

Without the aid of a loss assessor, you will have to deal with all of this, which means making several phones calls and much correspondance. This can be stressful in itself.

If you have experienced a fire in your home then you will know that although the fire may not have savaged everything, the smoke and soot will have spread to every nook and cranny. Soot is corrosive and eats through everything.

In order to make a successful insurance claim you have to act as soon as possible. If you are not going to employ the services of a loss assessor then you will need to take your own pictures and evidence. A loss adjuster, who works on behalf of the insurane comapny, will come to your home and make their own judgements regarding the damage. They do not have your interests at heart, but want to save the insurance company money.

Our loss assessors can deployed at a moments notice and work on a ‘no win, no fee’ basis, so if you need help with your insurance claim, then call us on 0845 686 0845.