Loss Assessors Advice

How can an insurance claims loss assessor help with my insurance claim?

When you start to make a claim following a fire, flood, burglary or accident your sole concern will be restoring your life to ‘business as usual’ and making sure that your insurance covers you for all of the damage.

Many people believe that because they pay a monthly premium to their insurance company, that they will, in the event of an incident, be covered and that the insurance company will pay out and want to help them to get back onto their feet.

Sadly, this is not actually the case and in fact, more often that not, your insurance company will do whatever it can to pay out the least amount possible.

Your insurance company will send out a loss adjuster to inspect the damage and from their your insurance company will decide how much they believe that you are entitled to. The loss adjuster, who works on behalf of the insurance company, will be looking to minimise the value of your claim, so with this in mind it is often a good idea to have someone on side who can assist you with getting the best possible settlement.

(See The Difference Between a Loss Assessor and Loss Adjuster)

How can a loss assessor help me?

By now you will be pretty au fait with what a loss assessor does, but to recap, a loss assessor will step in a deal with every aspect of your claim. A loss assessor will deal with organising somewhere for you to stay should you not be able to stay in your home, replacement locks, clean up professionals, a courtesy car, as well as speaking to your insurance company so that they understand the full nature of the claim and repairs needed and even some cash if you need it.

A loss assessor will answer all of the questions that an insurance company will have and liaise with any contractors that might be needed to facilitate any restoration work.

A loss assessor also understands the fine print of your policy and therefore can explain the jargon the covers any exemptions or elements that seem alien.

The fundamental role of a loss assessor is to provide a true statement of what you have lost and negotiate the type of settlement and amount that you deserve to deal with your claim.

If you need help with an insurance claim, then speak to an AKA Assisted Claims loss assessors today by calling 0845 686 0845 or email us here.